Providing short-term
business solutions nationally

Loans to 100% of Property Value

Loan Products

Short Term Business Loans Australia (STBLA) provides simple, solution-focused assistance to business owners who need fast access to capital to keep their business moving. With our streamlined loan application process and swift decision-making from an in-house team of professionals, we’re perfectly placed to ensure your immediate financial challenges will be no cause for concern.


About Our Loan Products


STBLA offers borrowers an unsecured loan product without the need to put your home up as security. Our flexible terms mean you can apply for a loan of between $5K - 250K with terms from 3-12 months, for any business purpose.

  • Unsecured
  • Flexible
  • Fast


STBLA is a cash flow lender. This means that we lend businesses money against the value of their income revenue with no penalties for early payback.


The funds provided must be used for business purposes. Suitable loan purposes include:


  • Working capital
  • ATO / BAS Financing
  • Bridging Finance
  • Business expansion
  • Stock purchase
  • Development financing
  • Business line of credit.


Who Our Loans Aren’t For


We work with Australian businesses of any size in any industry, including those seeking loans for small businesses. There are, however, a few situations where we are unable to provide a loan product, specifically to businesses that:


  • Have declared bankruptcy.
  • Plan to use the funds for personal expenditure or investment.
  • Poor cash flow.
  • Cannot demonstrate how they will pay back their loan.